Why would you ever loft UP with a gale force wind in your face? If it's in your face, you'd usually de-loft.
I get what you're saying, but PGA players loft up and down on shots all the time depending on the shot. So I'd think we'd need a way too. The amount of loft UP you can get on long irons should be limited though, because in IRL, it's only going up a little on those.